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The Crimes of Identity Theft, Identity Fraud, SSN  Fraud, Social Security Number Fraud, Credit Card Fraud, Drivers License Fraud, Loan Application Fraud, Mail Fraud, Internet Fraud, Phishing or Email Fraud, Check Fraud, Id forgery, Passport Theft, Criminal Identity Impersonation!

The process of clearing your name from identity theft, identity fraud, SSN fraud can take years and thousands of hours of your time and during that time your interest rates will go up. Companies will cancel your good credit cards and limits. ( The same companies that didn't do there due diligence and allowed identity theft, identity fraud, SSN fraud  to happen to you in the first place). You won't be able to get a car loan, a mortgage or any type of loan, if you do, you will pay outrageous interest rates. Identity theft, identity fraud, SSN fraud  can take  almost ten years to clear!

 I have seen that worst of identity theft, identity fraud, SSN fraud, it seems for many people with their personal business is out there for everyone to see. identity theft, identity fraud, SSN fraud takes a sociological and psychological  toll on you. While the identity thieves, usually gang members and their accomplices working in the stores that help them perpetrate these crimes identity theft, identity fraud, SSN fraud  are living it up usually 1000's of miles away in LA,  or some other gang infested area, you are stuck in a rut, no money, no friends in sight and paying exurbanite interest rates on mortgages, loans, credit cards, all caused by identity theft, identity fraud, SSN fraud.

I would also suggest getting psychological counseling to help relieve the stress of identity theft, identity fraud, SSN fraud . I have been told by many people that it's the first time in their life that they actually felt like killing someone (the person or persons who did identity theft, identity fraud, SSN fraud  to them). It's that frustrating when law abiding church going people make that statement you should take caution and follow the identity theft, identity fraud, SSN fraud prevention program laid out on this site to minimize your exposure, if not prevent identity theft, identity fraud, SSN fraud  completely.

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 Deter. Detect. Defend. Avoid ID Theft - Play Video Fighting Back Against Identity Theft - Federal Trade Commission
Watch this Video from the FTC...
A 10-minute educational video with some of the steps consumers can take.

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The main source of the following information is the United States Department of Justice.

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Site Last Updated 06/18/2008

What is Identity Theft and Identity Fraud?   Identity, Theft, Identity, ID Theft, ID Fraud, SSN Fraud.

Prevent Identity Theft!

They are crimes. 

 This is why congress finally passed a law making it a federal offense.

What Are The Most Common Ways that it happens?

Hacking a internet site, spy programs and key loggers installed on your computer without your knowledge when installing other software you want. People shoulder surfing at public telephones at airports. IT professionals going threw your company computer on a network at work. Taking a SSN from employment files at work, or some schools still post grades with the social security number. People go thru trash cans and dumpsters. People stealing the mail out of your mail box. The ways are almost to numerous to think of.

How Do  I Avoid Becoming A Victim?

Home.

  1. When you open an account credit card companies want to know your mother's maiden name, so they can verify you are who you are when  inquire about your account. A telemarketer who calls you and says he's from your credit card company shouldn't ask for that information, it's already on file!  The purpose of such a call is to fish for information to defraud you.
     
  2. Never ever give out you SSN to people who call you on the phone, also never give them your drivers license number or a credit card number.
     
    3.  
     
  3. Contact Identity Theft and Identity Fraud. com  and the  Better Business Bureau  they can give you information about businesses that have complaints.
 Travel.
  1. Going out of town? Put a hold on your mail at your local post office, or ask another family member, a friend, or a neighbor to check and keep your mail while out of town.
  2. Get a cell phone so you don't have to use public phones.
 Always.

          Examine your financial information weekly and call in any discrepancies immediately, if bills don't show up on time call and ask   what's going on. Especially credit cards and bank  statements. If you are ever told that your statement is going to another address inform them you did not authorize a change of address and you suspect id fraud.
           Order a copy of your credit report or better yet order credit monitoring services from the 3 major credit bureaus.

            Maintain careful records of your banking and financial accounts.

            Even though Banks are required to maintain copies of your checks, debit transactions, and similar transactions for 5 years, you should retain your monthly statements and checks for at least 3 years. If you need to dispute  checks or transactions ­ especially forged signatures ­ your  records will come in handy.

Follow  this prevention program.

Hopefully with all these precautions you won't become a victim.

What Should  YOU  Do If  You  Become A Victim ?

Follow this recovery program.

What is the government's doing about it.

 In 1998,  Congress passed the Identity Theft and Assumption Deterrence Act . This legislation created a new crime of identity theft, which prohibits

knowingly transferring or using, without lawful authority, a means of identification of another person with the intent to commit, or to aid or abet, any unlawful activity that constitutes a violation of Federal law, or that constitutes a felony under any applicable State or local law.
18 U.S.C. § 1028(a)(7). This offense, in most circumstances, carries a maximum term of 15 years' imprisonment, a fine, and criminal forfeiture of any personal property used or intended to be used to commit the offense.

Can I Find Out More ?

           IdentityTheftandIdentityFraud.com

United States Federal Government:

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